Career in Banking

The banking industry is second to none in providing an attractive job opportunity. Be it job satisfaction, salaries and perks or time for family life, it provides a person with so many allurements that jobs in this sector are tempting. Moreover, the banking industry has become an essential part of everybody’s life. We are becoming increasingly dependent on the banking system. The role of banking in the growth of the economy, as well as that of an individual, can’t be denied. For this the continuous intake of specialized personnel becomes imperative.


Recruitment in banks takes place at different levels:

  • Probationary Officers
  • Clerical level
  • Specialist Officers
  • RBI Grade –B Officers


A Probationary Officer (PO) can reach up to the level of Chairman of a bank. You will be surprised to know that a number of heads of PSBs have started their career as a PO. Normally, the probation period is of two years in which the officer is exposed to different types of bank-related work. There are frequent transfers during the probation period. Once the probation period is over, the officer is appointed as an Assistant Manager and gets his or her permanent posting. Nowadays, some banks are placing officers as Deputy Managers also, provided they pass the test conducted by the bank. After confirmation, officers can be posted in specific areas of banking.

Eligibility Criteria

A Degree (Graduation) in any discipline from a University recognized by the Govt of India or any equivalent qualification recognized as such by the Central Govt. All the educational qualifications mentioned should be from a University/ Institution/Board recognized by Govt of India/ approved by Govt Regulatory Bodies.

Age Limit

The candidate must be between the age of 20 and 30 years. Reservations and age relaxation are according to the Govt notification.

Relaxation of Upper Age Limit

S. No.


Age relaxation


Scheduled Caste/Scheduled Tribe

5 years


Other Backward Classes (Non-Creamy Layer)

3 years


Persons with Disabilities

10 years


Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years’ military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment

5 years


Persons ordinarily domiciled in the state of Jammu & Kashmir during the period
1-1-80 to 31-12-89

5 years


Persons affected by 1984 riots

5 years

IBPS PO 2019 Vacancy

More than 20 lakh aspirants appear for the IBPS Bank PO examination every year. IBPS has introduced 4336 vacancies for IBPS PO 2019-20 Exam. Last year, the total number of vacancies was 4252.

Available Posts for IBPS PO 2019-20: 4336

Names of Vacant Positions: Probationary Officers/Management Trainee (PO/MT)

The bank-wise vacancies are mentioned below:


Structure of the Examinations

Descriptive Test: 

English Language (Letter Writing & Essay) 2 questions for 25 marks, time limit 30 minutes.

Note: There will be negative marking for every wrong answers in both Preliminary and Main Examination for which there is a penalty of ¼ or 0.25 of the marks assigned to the particular question.

Scores :

The corrected scores obtained by each of the candidates in different sessions (if held) will be normalized using the equi-percentile method. Scores up to two decimal points shall be taken for the purpose of calculations.

Cut-off Score (Online Main Examination)

Each candidate will be required to obtain a minimum score in each test of the Online Main examination and also a minimum total score to be considered to be shortlisted for interview. Depending on the number of vacancies available, cut-offs will be decided and candidates will be shortlisted for interview. Prior to the completion of the interview process, scores obtained in the online Main examination will not be shared with the candidates shortlisted for interview.

C) IBPS PO Interview:

The total marks allotted for the Interview are 100. The qualifying marks in the interview is 40% (35% for SC/ST/OBC/PWD candidates). The weightage (ratio) of CWE (Main exam) and interview for the final merit list will be 80:20 respectively.

Candidates are advised to regularly keep in touch with the authorized IBPS website for details and updates.






Candidates who have been shortlisted in the main examination will subsequently be called for an Interview to be conducted by the participating organisations and coordinated by the nodal bank in each State/ UT with the help of IBPS. Interviews will be conducted at select centres. The centre, address of the venue, time & date of Interview will be informed to the shortlisted candidates in the call letter.

Candidates are required to download their interview call letters from the authorised IBPS website Please note that any request regarding change in date, centre etc of interview will not be entertained. However, the conducting agencies reserve the right to change the date/venue/time/centre etc. of interview or hold supplementary process for particular date/session/venue/centre/set of candidates at its discretion, under unforeseen circumstances, if any.

The total marks allotted for Interview are 100. The minimum qualifying marks in interview will not be less than 40% (35% for SC/ST/OBC/PWD/EXSM candidates). The weightage (ratio) of CWE (Main exam) and interview will be
80 : 20. The combined final score of candidates shall be arrived at on the basis of scores obtained by the candidates in the Main Examination of CWE Clerks-V and Interview. Interview score of the candidates failing to secure minimum qualifying marks or otherwise barred from the interview or further process shall not be disclosed.

A candidate should qualify both in the CWE and interview and be sufficiently high in the merit to be shortlisted for subsequent provisional allotment process, details of which will be made available subsequently on IBPS website.

While appearing for the Interview, the candidate should produce valid prescribed documents. In the absence of documents candidature of the candidates shall be cancelled.

Selection Procedure

Each candidate will be required to obtain a minimum score in each test and also a minimum total score to be considered to be shortlisted for interview. Depending on the number of vacancies available, cutoffs will be decided and candidates will be shortlisted for interview. Prior to the completion of the interview process, scores obtained in the online examination will not be shared with the candidates shortlisted for interview. MARKS OBTAINED ONLY IN THE MAIN EXAMINATION WILL BE CONSIDERED FOR SHORTLISTING FOR INTERVIEW AND ALSO FOR FINAL MERIT LISTING.



A clerk is mostly a front staff in a bank. Depending on the requirement, clerks are placed at different counters of the banks, e.g. savings, deposit, current deposit, term deposit, retail loans, cash credit, agricultural loans, credit cards, govt business, cash receipt or payment, etc. Maximum customer interface in banks occurs at these counters managed by clerical staff.


The minimum age for applying for the position of a clerk in nationalised or private sector banks is 20 years. The maximum age limit is 28 years. The candidate has to be a Graduate in any discipline. As most of the recruitments in clerical cadre in public sector banks are made state-wise, the candidate applying for the post in a particular State is expected to be proficient in the language of the State. Proficiency means knowing to read, write, speak and understand the language.

Structure of the Examination

The structure of the examinations, which will be conducted online, is as follows:










Graduation is one of the essential qualifications set by IBPS candidates to their recruitment in any category. So, what if one has eligibility beyond the degree course? What about professionals? Do they have any special consideration on account of their better skills and education? Well, such a privilege is not available to them in case of regular IBPS exams in clerical and PO cadres. However, professionals and the experienced get a better standing when it comes to IBPS Specialist Officer Recruitment, where they can compete with the equally able candidates. IBPS specialist recruitment puts forward a very promising opportunity for Engineers, Business Managers, Chartered Accountants, Lawyers, looking forward to a safe, secure and rewarding career in Indian Financial Institutions.



Minimum: 20 years
Maximum: 30 years






The above tests except for the Test of English Language will be available bilingually, i.e. English and Hindi.

Online Exam